The ROB RUN banking process connects a city interaction with a base facility. Opening an account, placing cash into laundering and withdrawing funds are different actions. If you have completed only one of them, do not assume the whole protection chain is finished.
This guide explains what each stage accomplishes and how to recognize a missing prerequisite. For the route that earns the cash in the first place, see making money and selling loot.
Open the account as a Civilian
Go to Looty Bay Bank while you are a Civilian and use the account interaction there. The role condition is important: the official steps do not describe opening an account in the middle of a masked robbery. Plan this as a separate banking errand before you need the protection.
If you are a Criminal, the confirmed way to clear that status is to leave the city. Think about the return trip as well as the bank visit. Opening an account should be part of your preparation routine, not a surprise task you discover while carrying the proceeds of a difficult heist.
- Plan a visit to Looty Bay Bank as a Civilian.
- Complete the bank-account interaction.
- Confirm the account exists before relying on a base laundering setup.
Connect the bank account to a base Laundering Desk
Cash laundering is done at the Laundering Desk in your base. A bank account alone does not establish that you have the facility, and a plot alone does not prove that a desk is ready to use. Follow base building and plot requirements if either part of that chain is missing.
Inspect the current facility menu before committing cash. Kefir confirms that laundering takes time, but this guide does not invent a universal conversion rate, processing duration or upgrade price. Use the values displayed for your own situation when deciding how much to process.
Know which money state you are looking at
The protection question is not simply whether money has been earned. A valuable item, cash from a sale and bank funds represent different points in the process. Confirm what has actually changed after an interaction instead of assuming a counter or inventory action completed every stage.
| State | What it means | What to check |
|---|---|---|
| Valuable loot | Goods have not yet been converted into cash | Where will you sell them? |
| Sale payment | Cash may still be on the fence counter | Have you collected it? |
| Carried cash | Money is still exposed to theft or confiscation | Where will you process or spend it? |
| Laundering | The base desk is processing funds over time | Has the process completed? |
| Bank funds | Money is protected from theft until a wipe | Do you need to withdraw any for the next task? |
Withdraw only what your next task needs
Kefir says cash can be withdrawn at any ATM. A useful habit is to decide the purpose of a withdrawal before making it: a purchase, an activity or another planned expense. Once funds are being handled as cash, think about cash risk again rather than relying on the protection associated with a bank balance.
Check the menu and the amount you intend to use. This guide does not assume an ATM fee, withdrawal cap or guaranteed ATM position without evidence. Use the location guide to connect the banking trip with the other services you need, and keep an eye on what role you are playing.
Trace a failed setup back through the prerequisites
If the process seems unavailable, start with the account, then the base and the desk. A player who has rented land but not prepared the facility has a different problem from a player who never opened a bank account. Work backward through the sequence instead of repeatedly trying an interaction without knowing what is missing.
Record what the interface actually reports. A missing item, a requirement or a processing state should be described accurately when asking for help. If the game shows an error code, use the official error-code checks instead of treating the issue as a hidden banking rule.
- Confirm the bank account was opened under the required role.
- Confirm the base and facility are available to your character.
- Read the exact interaction message and whether processing is underway.
- Check official support if the result contradicts the confirmed sequence.
Two confirmed uses for bank funds
Kefir connects laundered bank funds with founding a clan through the Clan tab. It also describes using bank money to offer a police bribe. These are concrete reasons to understand the banking process beyond simply hiding carried cash.
A bribe still depends on officer acceptance, and a clan still has its own creation interaction. A balance supplies a prerequisite; it does not automatically create the outcome. Check the current requirement before budgeting for either action.
| Use | Condition to remember |
|---|---|
| Clan founding | Laundered money must be in the bank account. |
| Police bribe | Bank funds enable an offer; the officer decides whether to accept. |
Understand the limit: protection ends at a wipe
Bank protection is protection from theft, not a way to carry a fortune into the next server cycle. The official laundering help explicitly limits that protection to the next wipe. Plan spending and progression around the Federal Raid reset rules rather than assuming a balance is permanent.
Do not solve this by withdrawing everything at the last moment without a purpose. The useful decision is how the money supports your current goals before the reset, while keeping your ordinary theft and equipment risks in mind. A financial state can be secure against one loss mechanism and still subject to another.
Bank & Laundering FAQ
01Can I launder money without a base?
The official method uses a Laundering Desk at your base. The bank account is one prerequisite, not a substitute for the desk.
02How long does laundering take?
Kefir confirms that it takes time but the referenced help page does not give a universal duration. Use the values in your facility interface rather than an unsourced timer.
03Does bank money survive the wipe?
No. The official protection lasts until the next wipe. Do not interpret theft protection as Federal Raid immunity.
04Is selling valuables the same as laundering?
No. Selling pays cash, which you must collect. Laundering is the separate base process that moves that value into protected funds.
Sources & useful references
Game rules below are linked to their official references. Tactical suggestions in this guide are practical advice, and do not promise a particular payout or outcome.